What the roof-grant law asks of roofing contractors

Last reviewed: July 23, 2026

Most coverage of Colorado’s new roof-grant law talks to homeowners. But SB26-155 quietly does something bigger to the roofing trade: it writes a code of conduct into state law and makes program money conditional on it. If you put roofs on Colorado houses, this page is the part of the act that’s about you — quoted from the signed act, not summarized from a sales webinar.

The four conditions, verbatim from §10-4-2004(3)(f)

A homeowner may only use grant money with a contractor “licensed in the state” that:

1. “Is a member of a professional association that promotes best practices and ethical behaviors in the roofing industry” — think CRA-style membership, though the board’s rules will say what counts;
2. “Attests that the contractor does not waive deductibles”;
3. “Agrees to repair, rather than replace, roofs when appropriate in accordance with rules adopted by the board”; and
4. “Meets any other criteria established by the board” — the open clause worth watching as rulemaking starts.

And separately, in §10-4-2004(4): a contractor that receives grant money “is prohibited from waiving homeowner’s insurance deductibles.” Not discouraged — prohibited.

Why this is bigger than the grant

The act’s own declarations say the program exists partly to create “codes of conduct for roofing contractors.” Read that forward: the first statewide, statutory definition of a well-behaved Colorado roofer is being written right now, and its terms — association membership, deductible integrity, repair-first judgment — will bleed into how insurers, adjusters, and homeowners evaluate every roofer, grant-funded or not. Homeowners are already being told to apply this same bar to any hail job (that’s our advice in choosing a roofer under the new law).

What a roofer can usefully do before rulemaking

• Be licensed everywhere you work. The board must still square the act’s “licensed in the state” language with Colorado’s city-by-city licensing reality — but no version of the rules will favor the contractor who skipped local licensing.
• Hold or get association membership with a recognized industry body. It’s an explicit statutory condition; it stops being optional the day rules publish.
• Get FORTIFIED-literate. The act’s named roof standard is the IBHS FORTIFIED certification — a whole-system standard with its own installer training and documentation habits. Crews that already build and document to it will be the natural bidders. (What FORTIFIED actually requires: our FORTIFIED vs. Class 4 explainer.)
• Audit your sales scripts for deductible promises. An attestation regime means one crew member’s old habit can cost the company its program eligibility.

Where this site fits

HailReady Colorado tracks the program from the signed act and official sources — the status tracker updates as milestones land. We’re assembling relationships with roofers who already work the way this law is about to require. If that’s you, use the form: tell us your service area, licensing, association membership, and whether you’ve built FORTIFIED. When homeowners in your area ask us for a roofer who fits the grant rules, that’s who we want to have an answer for.