The new law describes a trustworthy roofer. Hire to that standard now.

Last reviewed: July 10, 2026

When Colorado wrote its roof-grant law, it had to define which contractors could touch grant-funded work. The result (SB26-155, §10-4-2004) reads like a checklist for hiring any roofer, grant or no grant:

• Licensed in the state — and practically, licensed with your city or county building department, since that’s who issues the permit.
• A member of a professional roofing association that promotes best practices and ethics in the industry.
• Attests to no deductible-waiving — and for contractors actually receiving grant money, waiving homeowners insurance deductibles is prohibited outright by the statute.
• Agrees to repair rather than replace when repair is the appropriate fix under the program’s rules — the opposite of the tear-off-everything instinct that follows every hailstorm.
• The program’s board may audit contractors’ work and claims.

Why the deductible line matters most

“We’ll eat your deductible” is the oldest pitch in post-hailstorm Colorado. It usually means the paperwork will say one thing and the money another — and the state just wrote into law that grant contractors can’t do it. A roofer who offers it on any job is telling you how they handle documents.

The full hiring checklist

1. License number for the jurisdiction issuing your permit (see Denver, Arapahoe, and El Paso permit rules).
2. Proof of insurance — liability and workers’ comp.
3. Association membership (the Colorado Roofing Association is the in-state standard-bearer).
4. A written scope naming the exact product and its certification — UL 2218 Class 4 or a FORTIFIED build.
5. Who pulls the permit (the contractor should) and who schedules the inspection — in El Paso County only the permit-holder can.
6. No deductible games, no “insurance will cover everything” promises made before an adjuster has seen the roof.
7. A documentation packet at the end: permit, passed inspection, product certification, invoice. That packet is what earns the insurance credit and keeps you eligible when the grant program opens its doors.

A roofer who clears all seven without flinching is the kind the new law was written around — and the kind we connect you with.